Our Profile

Monterey Bay Area Self Insurance Authority, a Joint Powers Authority, was first formed in 1982. The JPA's original purpose was to provide small cities in the Monterey County area of California a mechanism to self-fund a layer of workers' compensationand liability insurance, as well as to obtain the advantages of group purchase excess insurance. MBASIA is comprised of 10 small cities in Monterey County, they include the City of Capitola, City of Del Rey Oaks, City of Gonzales, City of Greenfield, City of Hollister, City of King City, City of Marina, City of Sand City, City of Scotts Valley and the City of Soledad.


The Authority pools the first $1,000,000 for the Liability Program, with a Member deductible of $10,000 per occurrence. For Workers Compensation, the Authority provides coverage to $250,000 and then purchases coverage from CSAC-EIA. Through a combination of self insurance, reinsurance and excess insurance, CSAC-EIA provides statutory limits to MBASIA. For Liability, the Authority is a Member of CARMA.

MBASIA also offers group purchase of Property, although not all Members participate. The Property Program provides the benefit of a group purchase program offering the members" All Risk" Property an Boiler & Machinery insurance.


MBASIA is governed by a ten Member Board of Directors. The Board has delegated oversight to a four member Executive and Finance Committee. There are four officers; a President, Vice President, Secretary & Treasurer (one position), and Past President. The Executive and Finance Committee meets as needed. The Board of Directors meets quarterly with the meeting at the end of October being the usual date for the acceptance and approval of the Financial Audit for the prior fiscal year.

MBASIA is administered by the Alliant Insurance Services - Specialty Group, in San Francisco, California. AIMS serves as the claims administrator for the Workers Compensation Program. Risk Management Services (RMS) serves as the claims administer for the Liability Program. Jack Joyce of Bay Actuarial provides an independent actuarial review of MBASIA’s liability and workers' compensation programs. His annual studies recommend funding level rates for the upcoming year as well as revaluations of outstanding claims liabilities and projected ultimate losses. MBASIA’s Accounting is completed by MBASIA's Bookkeeper using QuickBooks.

Program administrator: Alliant Insurance Services, Inc.